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Loans Made Easy

Send in Your Applications ASAP!

When it comes to loans, trust only Highway District 21 Federal Credit Union in Pharr, TX. We offer personal, vehicle, share secured, and undeveloped property loans. Apply today and get the financial assistance you need when you need it.






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Happy Group of Business People in Office

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OUR LOAN APPLICATION OPTIONS

If you are looking to apply for a loan, simply click the button below for online lending, or a print out application is available for your convenience." Please fax, mail, or bring in person your loan application.


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Print Loan ApplicationPrint Loan ApplicationExternal link opens in new tab or windowLoan Calculator Loan Calculator

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RATES ON VEHICLES


YEAR
RATE
 TERM
2026
2025
2024		2.50% APR
2.50% APR
2.50% APR		36 months
36 months
36 months

 NEW, USED, OR PROGRAM VEHICLES
2026
2025
2024
2.99% APR
2.99% APR
2.99% APR		 48 months
48 months
48 months

NEW, USED, OR PROGRAM VEHICLES
2026
2025
2024		4.99% APR
4.99% APR
4.99% APR
 60 months
60 months
60 months

NEW, USED, OR PROGRAM VEHICLES
2026
2025
2024		5.99% APR
5.99% APR
5.99% APR		 72 months
72 months
72 months

MSRP OR NADA BOOK VALUE OF $20,000.00 OR HIGHER
2023
2022
2021
2020
2019
 5.99% APR
6.99% APR
6.99% APR
6.99% APR
6.99% APR
60 months
48 months
42 months
36 months
30 months

Shared Secure Loans Up to 12 years (144 Months) for rates contact us.

Personal Loans:
24 months
36 months
48 months
60 months
 @ 9.90% APR
@ 13.00% APR
@ 14.00 % APR
@ 15.00% APR



Ask About Our Personal Loans


Whether you require loans to purchase a car, real estate property, or other personal matters, Highway District 21 Federal Credit UnionCredit Union is here to make sure you receive the assistance your require. As your reliable credit union, we promise premier financial services every time you come to us. Should you have any questions or concerns, we are a phone call, a message, or a visit away. We look forward to serving you!

Contact Us

372699
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Hours of Operation

Monday to Friday: 7:30 AM – 6:00 PM
Saturday to Sunday: Closed

NCUA Certification

Highway District 21 Federal Credit Union

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600 West Ferguson
Pharr, TX 78577

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P.O. Box 4402
McAllen, Texas 78502

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Phone: External link opens in new tab or window956-787-2701
Fax: 956-702-0618

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hd21fcu@sbcglobal.net

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