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When it comes to loans, trust only Highway District 21 Federal Credit Union in Pharr, TX. We offer personal, vehicle, share secured, and undeveloped property loans. Apply today and get the financial assistance you need when you need it.

Happy Group of Business People in Office

OUR LOAN APPLICATION OPTIONS

If you are looking to apply for a loan, simply click the button below for online lending, or a print out application is available for your convenience." Please fax, mail, or bring in person your loan application.

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Loan Calculator Loan Calculator

RATES ON VEHICLES

YEAR	RATE	TERM
2025 2024 2023	2.50% APR 2.50% APR 2.50% APR	36 months 36 months 36 months

NEW, USED, OR PROGRAM VEHICLES

2025
2024
2023

2.99% APR
2.99% APR
2.99% APR

48 months
48 months
48 months

NEW, USED, OR PROGRAM VEHICLES

2025
2024
2023

4.99% APR
4.99% APR
4.99% APR

60 months
60 months
60 months

NEW, USED, OR PROGRAM VEHICLES

2025
2024
2023

5.99% APR
5.99% APR
5.99% APR

72 months
72 months
72 months

MSRP OR NADA BOOK VALUE OF $20,000.00 OR HIGHER

2022
2021
2020
2019
2018

5.99% APR
6.99% APR
6.99% APR
6.99% APR
6.99% APR

60 months
48 months
42 months
36 months
30 months

Shared Secure Loans Up to 12 years (144 Months) for rates contact us.

Personal Loans:

24 months
36 months
48 months
60 months

@ 9.90% APR
@ 13.00% APR
@ 14.00 % APR
@ 15.00% APR

Ask About Our Personal Loans

Whether you require loans to purchase a car, real estate property, or other personal matters, Highway District 21 Federal Credit UnionCredit Union is here to make sure you receive the assistance your require. As your reliable credit union, we promise premier financial services every time you come to us. Should you have any questions or concerns, we are a phone call, a message, or a visit away. We look forward to serving you!

Contact Us

372699

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Hours of Operation

Monday to Friday: 7:30 AM – 6:00 PM

Saturday to Sunday: Closed

NCUA Certification

Highway District 21 Federal Credit Union

600 West Ferguson

Pharr, TX 78577

P.O. Box 4402

McAllen, Texas 78502

Phone:

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Fax: 956-702-0618

hd21fcu@sbcglobal.net

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